Cream Cheese-filled Banana Bread Recipe

If you’re looking for a delightful twist on the classic banana bread, this Cream Cheese-filled Banana Bread is the answer. It combines the moist, sweet flavor of banana bread with a luscious, creamy filling that makes each bite unforgettable. Perfect for breakfast, dessert, or a snack, this recipe will become a staple in your baking repertoire. With just a few simple ingredients and easy steps, you can whip up a loaf of this delicious bread that will impress family and friends alike.

Why You’ll Love This Recipe

This recipe is perfect for anyone who loves a good banana bread but wants to elevate it with a unique, creamy twist. It’s a fantastic way to use up those ripe bananas sitting on your counter, and it comes together quickly with ingredients you likely already have in your kitchen. The addition of a cream cheese layer makes the bread incredibly moist and flavorful, offering a wonderful contrast to the classic banana flavor.

Ingredients Breakdown

For the Banana Bread:

• 1 large egg
• ½ cup light brown sugar (packed)
• ¼ cup granulated sugar
• ¼ cup liquid-state coconut oil (canola or vegetable oil can be substituted)
• ¼ cup sour cream (lite is okay, or Greek yogurt can be used)
• 2 teaspoons vanilla extract
• 1 cup mashed ripe bananas (about 2 large bananas)
• 1 cup all-purpose flour
• ½ teaspoon baking powder
• ½ teaspoon baking soda
• Pinch of salt (optional)

For the Cream Cheese Filling:

• 1 large egg
• 4 ounces brick-style cream cheese (softened; lite is okay)
• ¼ cup granulated sugar
• 3 tablespoons all-purpose flour

this RECIPE

Essential Kitchen Equipment

To make this recipe, you’ll need the following kitchen tools:

• 9×5-inch loaf pan
• Whisk
• Mixing bowls
• Spatula
• Hand mixer (optional for filling)
• Wire rack
• Measuring cups and spoons

Step-by-Step Preparation

1. Prepping the Oven and Pan

Start by preheating your oven to 350°F (175°C). Spray a 9×5-inch loaf pan with floured cooking spray or grease and flour the pan to prevent sticking. Set the pan aside while you prepare the batter and filling.

2. Making the Banana Bread Batter

In a large mixing bowl, add the egg, light brown sugar, granulated sugar, coconut oil, sour cream, and vanilla extract. Whisk these ingredients together until they are well combined. Next, add the mashed ripe bananas and stir to incorporate them fully.

Gradually add the flour, baking powder, baking soda, and a pinch of salt (if using). Gently fold these dry ingredients into the wet mixture using a spatula or spoon. Be careful not to overmix the batter; it should be just combined with no visible streaks of flour. Set aside about two-thirds of the batter.

3. Preparing the Cream Cheese Filling

In a separate bowl, combine the egg, softened cream cheese, granulated sugar, and all-purpose flour. Whisk these ingredients together until smooth and creamy. If you prefer, you can use a hand mixer to achieve a smoother consistency.

4. Assembling the Bread and Filling

Pour about two-thirds of the banana bread batter into the prepared loaf pan, spreading it evenly and pushing it into the corners. Then, pour the cream cheese filling over the top, smoothing it gently with a spatula to ensure it reaches all edges. Finally, top with the remaining banana bread batter, lightly smoothing it over the cream cheese layer.

5. Baking and Cooling

Bake in the preheated oven for 48 to 50 minutes or until the top is domed and golden brown, and a toothpick inserted into the center comes out clean or with a few moist crumbs. Remember, the cream cheese layer won’t fully solidify, so the toothpick test might not be perfect. Allow the bread to cool in the pan for about 15 minutes before transferring it to a wire rack to cool completely before slicing and serving.

Tips for the Perfect Banana Bread

• Use Ripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with lots of brown spots.
• Don’t Overmix the Batter: Overmixing can make the bread tough and dense. Fold the ingredients just until combined.
• Cool Completely: Allow the bread to cool fully on a wire rack before slicing. This helps it set properly and makes slicing easier.

Common Mistakes to Avoid

• Overmixing the Batter: This can lead to a tough texture. Mix the ingredients until just combined to keep the bread tender.
• Incorrect Oven Temperature: Make sure your oven is properly preheated to 350°F (175°C) to ensure even baking.
• Improper Filling Distribution: When adding the cream cheese filling, be sure to spread it evenly to avoid an uneven layer.

Variations and Substitutions

• Substitute Ingredients: You can use Greek yogurt in place of sour cream, or opt for canola or vegetable oil if you don’t have coconut oil.
• Add-ins: Enhance the flavor by adding chopped nuts, chocolate chips, or even a sprinkle of cinnamon to the batter.
• Gluten-Free Version: Swap the all-purpose flour for a 1:1 gluten-free baking flour to accommodate dietary restrictions.

Serving and Presentation Ideas

• Serve Warm or Cold: Enjoy this banana bread warm or at room temperature. For an extra indulgent treat, serve with a dollop of whipped cream or a drizzle of honey.
• Garnishing Tips: Top with thin banana slices, a dusting of powdered sugar, or a light spread of cream cheese frosting for a visually appealing presentation.

How to Store Leftovers

To store any leftover banana bread, wrap it tightly in plastic wrap or aluminum foil, or place it in an airtight container. It can be stored at room temperature for up to 3 days or in the refrigerator for up to 1 week. For longer storage, freeze individual slices wrapped in plastic wrap and stored in a freezer-safe bag for up to 3 months. Thaw slices at room temperature or reheat them in the oven for a freshly baked taste.

FAQs

Can I make this bread gluten-free?
Yes, you can use a gluten-free 1:1 baking flour in place of the all-purpose flour to make this bread gluten-free.

How do I know when the bread is done baking?
Look for a golden-brown top, a domed shape, and a toothpick inserted into the center coming out clean or with a few moist crumbs. The cream cheese layer will remain slightly soft.

Can I use low-fat cream cheese?
Yes, you can use low-fat cream cheese for a lighter version of this recipe, though the texture may be slightly different.

Conclusion

This Cream Cheese-filled Banana Bread is a delightful combination of flavors and textures, perfect for any occasion. It’s simple to make, uses everyday ingredients, and is sure to impress. Give this recipe a try and share the joy with your loved ones! Don’t forget to share your results and subscribe for more delicious recipes.

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